Philam Life Insurance | EfPrime Finance

Philam Life's Active Health and Invest Plus | EfPrime Financials  Date Updated:  Summary Here are the things that will be discussed:  Pros and Cons  Life Insurance Coverage Comprehensive Accident Coverage  Investment for Retirement  Critical Illness Coverage Health Fund for your Future Health Care needs  Waiver of Premium  Hospitalization Coverage Philam Vitality  Is this policy for me?  How to buy this insurance?  Click here Conclusion  Concept of Investing Explained Investing is a process in which an investor entrusts his/her hard-earned income into an investment platform for a particular period of time to earn additional income and to recover as well the amount of principal investment.  Investing in a VUL Life insurance is likewise the same as investing in the stock market. However, VUL investment enjoys diversification, meaning, the investment platforms that a VUL insurance uses i.e. PAMI Philam Bond Fund, PAMI Philam ...

Cheapest Life Insurance In the Philippines Explained: Philam Life Guardian | EfPrime Financials  Date Updated: 16 August 2020   In this blog, I will discuss Philam Life's cheapest life insurance called Guardian. Guardian is term insurance.  Term insurance is a type of  life insurance  po licy that provides coverage for a certain period of time or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy are active, or in force, a  death benefit  will be paid. 1/  Related: What you need to know about life insurance?   A simple tip, there is no such thing as one size fits all in terms of life insurance. Every person has different protection needs depending on whether you are single, married, or married with kids and of course, depending as to how many people depend on your income.   Summary Here are the things that will be discussed:  Pros and Cons  Amount of Premiums...

These are what you need to know about Philam Life Insurance. I hope you'll find what you are looking for here. If there are things that you want to be included or you have a question, kindly comment below, we will include it in our summary sheet later on. This will be updated with links from time to time. Attend to Our One Hour Online Seminar on How to Maximize Your Hard-Earned Income.  All About the Author My Services  All About Philam Life Insurance  This will make you choose Philam Life as an investment partner What You Need to Know About Life Insurance? Why invest in life insurance? I mportance of having Life Insurance with Updated Premium Payments - EfPrime Financials Tips to save in your Life Insurance Premiums The Effect of Elimination Period in Life Insurance Life Insurance is More Important than Emergency Fund   Why Medical Frontliners Need a Life Insurance What are the critical illnesses covered by Phillam Life Insurance? Covid-19 illnesses are covered VUL...

Last 2 August 2020, President Duterte addressed the nation and stated that he will grant the plead of the medical front liners to put Metro Manila and the neighboring cities back into Modified Enhanced Community Quarantine. We also heard the President that the government will provide additional benefits for our medical frontliners. One of the benefits mentioned is to provide our medical frontliners with Life Insurance.  In this regard, let me discuss the things that you should know about life insurance and realize its importance to all of us.  Photo Credits:  Canva.com The things that you should know are as follows:  Financial Capacity Cost of Insurance  Types of Insurance Coverages Value for Money Financial Advisor  Insurance Company Payment  Claims Let me define what is Life Insurance first:  It is a protection plan that aims to protect the life of the insured. If in case the insured died or has suffered from the covered life risks, then his/her...