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Showing posts with the label Philamlife Life Insurance

I Insured All My Family Members Except for My Father | EfPrime Financials

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Date Updated: 01 September 2020  Before joining the life insurance industry as Financial Advisor, I thought life insurance is useless. Back then, I believed that people can survive without getting it so why bother buying the same. It is likewise just a waste of money since people do not derive benefit from it. If this is how you perceive life insurance, then you are as ignorant as I was back then.  Fast forward today, I insured all of my immediate family members. I insured my mother, four (4) siblings including myself and their respective partners and their children. However, there is one person in our family that I failed to insure, my father, because he died before I became a Finance Professional.   How my father's death changed the course of our lives?   My father's untimely death happened so swiftly that it devastated our family for many years. It made our future uncertain as four of us siblings were still studying: three siblings were in private c...

10 Things to Know About VUL Life Insurance In the Philippines: Philam Life's Family Secure | EfPrime Financials

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Philam Life's Family Secure | EfPrime Financials  Date Updated: 23 Augst 2020 Summary Here are the things that will be discussed:  Pros and Cons  Life Insurance Coverage Comprehensive Accident Coverage  Investment for Retirement  Critical Illness Coverage Health Fund for your Future Health Care needs  Waiver of Premium  Hospitalization Coverage Philam Vitality  Is this policy for me?  How to buy this insurance?  Click here Conclusion  Pros and Cons  Pros Regular Pay (Pay to age 100)  H igh protection coverage   With Upfront Discount of 10%. Discount may increase up to 20% per year   Cheapest VUL of Philam Life   You are insured as long as you have investment balance High income potential if with Top-Up Comes with PhP200.00/week or P10,400.00 per year plus coverage boost You have withdrawable investment in case there comes an emergency  Cons Slow in growth of money if without Top-Up. Top-up is recom...

10 Things to Know About VUL Life Insurance In the Philippines: Philam Life's Moneyworks - 5 Year Pay | EfPrime Financials

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   Philam Life's Moneyworks - 5 Year pay | EfPrime Financials  Date Updated: 23 August 2020  Summary Here are the things that will be discussed:  Pros and Cons  Life Insurance Coverage Comprehensive Accident Coverage  Investment for Retirement  Critical Illness Coverage Health Fund for your Future Health Care needs  Waiver of Premium  Hospitalization Coverage Philam Vitality  Is this policy for me?  How to buy this insurance?  Click here Conclusion  Pros and Cons  Pros 5 year pay  High earning potential You are insured up to age 100 as long as you have investment balance Maximized the use of your hard-earned income Low cost of insurance  Comes with PhP200.00/week or P10,400.00 per year plus coverage boost You have withdrawable investment that can be your health fund or retirement fund Cons Lower coverages or protection compared to other Philam Life insurances   Shopee Life insurance Coverage...

10 Things to Know About VUL Life Insurance In the Philippines: Philam Life's Moneyworks - Long Term | EfPrime Financials

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  Philam Life's Moneyworks - Long Term | EfPrime Financials  Date Updated: 23 August 2020  Summary Here are the things that will be discussed:  Pros and Cons  Life Insurance Coverage Comprehensive Accident Coverage  Investment for Retirement  Critical Illness Coverage Health Fund for your Future Health Care needs  Waiver of Premium  Hospitalization Coverage Philam Vitality  Is this policy for me?  How to buy this insurance?  Click here Conclusion  Pros and Cons  Pros 10 year pay or more  High earning potential You are insured up to age 100 as long as you have investment balance Maximized the use of your hard-earned incom   Low cost of insurance  Comes with PhP200.00/week or P10,400.00 per year plus coverage boost You have withdrawable investment that can be your health fund or retirement fund Cons Lower coverages or protection compared to other Philam Life insurances   Life insurance Coverage...

10 Things to Know About VUL Life Insurance In the Philippines: Philam Life's Family Provider | EfPrime Financials

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  Philam Life's Family Provider| EfPrime Financials  Date Updated:  Summary Here are the things that will be discussed:   Pros and Cons  Life Insurance Coverage  Comprehensive Accident Coverage  Investment for Retirement  Critical Illness Coverage Health Fund for your Future Health Care needs  Waiver of Premium  Philam Vitality  Is this policy for me?  How to buy this insurance?  Click here Conclusion    Pros and Cons  Pros Short term pay only  You are protecting your family while preparing for your future needs;  Can be your retirement fund  You are insured as long as you have investment balance Maximized the use of your hard-earned income  Comes with PhP200.00/week or P10,400.00 per year plus coverage boost You will enjoy peace of mind  You have withdrawable investment in case there comes an emergency  Cons No hospitalization coverage  High minimum amount of Premium ...